Dream Checking
This amazing free checking account offers you 1.51% APY* interest with no monthly service charges or minimum balance requirements to earn rewards.
- Summary
What if you had a free checking account that earned a better interest rate than most money market rates? This amazing free checking account offers you 1.51% APY* with no monthly service charges or minimum balance requirements to earn rewards. You even get free ATM refunds* nationwide and other benefits so wonderful, you'll have a hard time believing it's real. But it's not a dream -- it's Dream Checking!
Benefits:
- 1.51% APY* on balances up to $35,000 when qualifications are met
- 0.31% APY* on balances over $35,000 when qualifications are met
- If monthly qualifications aren't met, you earn 0.05% APY*
- No monthly service fee
- No minimum balance requirements to earn rewards
- ATM fee refunds up to $25 per monthly qualification cycle*
- Free ATM Visa card
- Free TouchTone Banker Access
- Free Online Banking and Bill Pay
- Free Direct Deposit
- FDIC insured
- $100 to open
In order to qualify for the monthly benefits, just meet these simple criteria each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Have at least one automatic payment or direct deposit post and clear
- Enroll and Receive E-Statements
Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 04/21/12. Rate tiers are as follows: 1.51% APY applies to balances of $.01 - $35,000 and 0.31% APY applies to balances over $35,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.31% APY to 1.51% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.
