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Certificates of Deposit
- Available to individuals, businesses, corporations or organizations.
- The interest rates may vary by term of certificate of deposits.
- A substantial penalty may be imposed for early withdrawal.
- Fees could reduce earnings.
- Funds are FDIC insured.
- Use our online application for your new CD, or call (620) 384-7441 or (620) 492-1754 to speak with one of our customer service representatives.
Interest Rates and Annual Percentage Yields are current as of 12-28-06.
| Term |
Minimum Deposit |
Interest Rate |
Annual Percentage Yield |
| 91 Days |
$2500.00-49,999.99
50,000.00 and up
Interest paid at maturity |
1.90%
2.05% |
1.91%
2.07% |
| 182 Days |
$2500.00-49,999.99
50,000.00 and up
Interest paid at maturity |
2.80%
2.85% |
2.82%
2.87% |
| 12 Months |
$2500.00-49,999.99
50,000.00 and up
Interest compounded quarterly
|
3.00%
3.10% |
3.03%
3.14% |
**24 Month
One Better |
$2500.00
Interest compounded quarterly |
3.20% |
3.24% |
**36 Month
One Better |
$2500.00
Interest compounded quarterly |
3.20% |
3.24% |
Interest Rates and Annual Percentage Yields are current as of posting
**24 month One Better CD. You may adjust the rate once during the term of the CD to the banks current 24-month interest rate.
**36 month One Better CD. You may adjust the rate twice during the term of the CD to the banks current 36- month interest rate.
(The interest rate and annual percentage yield may change after account opening.)
A penalty may be imposed for early withdrawal.
Fees could reduce earnings.
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