Savings Accounts

Money Market Account (MMSA)

This popular account offers a high interest rate plus the flexibility to withdraw funds monthly.

• Variable interest rate
• Interest accrues daily
• Interest earned monthly on collected balances over $2500
• Withdraw up to 6 times monthly
• No service charge with minimum $2500 balance
• (No fee on minimum balance of $2500 or more)
• Monthly Maintenance Fee   $5.50
• ATM Transaction Fee..see "ATM Transaction Fee"
• Minimum to open $2500.
• Interest paid monthly on collected balance over $2500.
• Earns interest rates comparable to money market rates.
• Limited Withdrawals:
  
  Six pre-authorized each month of which three may be by third party draft, or up to six may be made by telephone.
  Each withdraw made by telephone or draft in excess of six per month will result in a fee of $1.00.
• Unlimited withdrawals by person.

First Gold Account

This new account offers an attractive rate that is comparable to the top 25 money markets in the country.

• Variable interest rate
• Interest accrues daily
• Interest earned monthly on collected balances over $25,000
• Withdraw up to 6 times monthly
• ATM Transaction Fee..see "ATM Transaction Fee"
• Minimum to open $25,000
• Interest paid monthly on collected balance over $25,000
• Earns interest rates comparable to money market rates.
• Limited Withdrawals:
  
  Six pre-authorized each month of which three may be by third party draft, or up to six may be made by telephone.
  Each withdraw made by telephone or draft in excess of six per month will result in a fee of $1.00.
• Unlimited withdrawals by person.

Regular Savings

Interest is high for our tiered savings account. Our interest bearing savings account offers a great place to build up your nest egg.

• Tiered interest bearing account
• Semiannual detailed statement
• Only $25.00 minimum opening deposit
• Interest paid semi-annually
• Per Withdrawal Fee in excess of 3/month   $1.00
• ATM Transaction Fee see "ATM Transaction Fee"
• Statement mailed annually.
• Variable interest rate.
• All interest paid on collected balance.
• Interest paid semi-annually.

Outstanding Student Savings Account

Specifically for students (elementary, middle, high, and full time college) to learn good savings habits

• $25.00 minimum investment
• Earns regular savings account rate plus an increase of interest rate determined by student's semester grades/GPA
• No monthly fee
• annual statement
• 3 free withdrawals per month $1.00 per withdrawal thereafter
• Interest paid semi-annually
• ATM Transaction Fee..see "ATM Transaction Fee"
• Statement mailed annually.
• Variable interest rate.
• All interest paid on collected balance.
• Interest paid semi-annually.