If you have any specific questions about getting a home loan at First National Bank, please don’t hesitate to contact us. However, there’s a lot of information on the Internet to help answer your questions as well. Below you’ll find some helpful links, as well as several downloadable forms typically used in the application process.
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
The Federal Reserve Board maintains a web page with consumer information, including a section on dedicated to mortgages and what resources are available in the event of foreclosure.
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability, and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for homeowners.
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
Below are forms that may be used as part of the home mortgage application process. You’ll need to ensure you have Adobe Acrobat Reader, as all of these documents are in PDF format. You can download it here if necessary.