FNB Saver

Linked to Cash Back Checking, our FNB Saver is a free account that puts your savings on cruise control. Here's how these two FREE accounts work together for you: each month, the 3% cash back you get from debit card purchases is automatically deposited into FNB Saver. Plus, your FNB Saver balance also earns interest, so you can sit back, relax, and watch your money grow!

Open your FNB Saver Account Online!


  • Linked to free Cash Back Checking
  • Automatic transfers of Cash Back Checking rewards
  • 1.01% APY* on balances up to $10,000
  • 0.25% APY* interest rate on portion of balance over $10,000
  • Resulting in 1.01% – 0.32% APY, depending on account balance
  • 0.05% APY* if qualifications are not met on Cash Back Checking
  • No minimum balance to maintain account
  • No monthly service fee
  • Free online banking
  • Monthly direct deposit required to maintain account
  • No minimum deposit to open
  • Direct Deposit
  • FDIC insured


You automatically qualify for the highest rate when you qualify for Cash Back Checking Rewards. Simply do the following each monthly qualification cycle:

  • Have at least 15 debit card purchases post and clear
  • Be enrolled and receive EStatement notice
  • Be enrolled and log into Online Banking

That's it. But if you don't qualify, don't worry. There's no penalty. Both accounts are still free, and you can get back to earning the full rewards the next month you qualify.

Open Your Account Today

That's right, you can open your account today - entirely ONLINE! We make it super easy to start banking with FNB with our fast and secure online account opening platform. The service is available 24/7/365 and all you need to do is click to get started, pick your account, and you'll be on your way in no time.

Stop by for a visit

We have several locations throughout southwest Kansas to serve your banking needs.

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