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Personal Savings Accounts

FNB offers several savings account options to help with your banking needs. Visit any of convenient banking locations to get your account opened today!

Product Features First Savings
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FNB Saver
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First Gold
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First Outstanding Student
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Minimum Opening Deposit $100 $100 $2,500 $5
Balance Requirement $100 $0 $2,500 $0
Maintenance Fee
(if balance requirement is not met)
$10/annually $0 $7.50 $0
Interest Payments Earned and paid semi-annually on collected balances. Yes Earned and paid on collected balances over $2,500. Semi-annually on collected balances.
ATM Fee Refunds None None None None
Special Reward Benefit N/A Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained. N/A Additional interest rate increase determined by semester grades/GPA.
Account Restrictions $1 per debit after first four (4) debits per month. Linked to Cash Back Checking. Six (6) withdrawals per month, no more than three (3) by check. $1 per debit after first four (4) debits per month.
Qualifications for Rewards N/A Requires debit card transactions, enrollment in E-Statements, and use of Online Banking. N/A Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
First Savings
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Minimum Opening Deposit ?
Balance Requirement ?
Maintenance Fee
(if balance requirement is not met)
?
Interest Payments Semi-annually on collected balances.
ATM Fee Refunds ?
Special Reward Benefit None
Account Restrictions N/A
Qualifications for Rewards N/A
FNB Saver
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Minimum Opening Deposit $0
Balance Requirement $0
Maintenance Fee
(if balance requirement is not met)
N/A
Interest Payments ?
ATM Fee Refunds ?
Special Reward Benefit Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained.
Account Restrictions Linked to Cash Back Checking.
Qualifications for Rewards Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
First Gold
VIEW ACCOUNT DETAILS
Minimum Opening Deposit $2,500
Balance Requirement ?
Maintenance Fee
(if balance requirement is not met)
?
Interest Payments Earned and paid on collected balances over $2,500.
ATM Fee Refunds ?
Special Reward Benefit N/A
Account Restrictions N/A
Qualifications for Rewards N/A
First Outstanding Student
VIEW ACCOUNT DETAILS
Minimum Opening Deposit $5
Balance Requirement $0
Maintenance Fee
(if balance requirement is not met)
N/A
Interest Payments Semi-annually on collected balances.
ATM Fee Refunds ?
Special Reward Benefit Additional interest rate increase determined by semester grades/GPA.
Account Restrictions $1 per debit after first four (4) debits per month.
Qualifications for Rewards Students must bring in grades/official GPA report card to local banking office to qualify for additional rate increase.

Stop by for a visit

We have several locations throughout southwest Kansas to serve your banking needs.

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