Kasasa Cash Back Free Checking Account

Kasasa Cash Back

This free account actually rewards you for using your debit card. It's really that simple. Earn 3% cash back* on everyday purchases, with no confusing point systems or category restrictions. It's a new kind of purchasing power that puts money back in your pocket, where it belongs. Sign up today!


  • 3% cash back on debit card purchases*
  • Nationwide ATM fee refunds (up to $25)*
  • Link to Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free E-Statements
  • Unlimited check writing
  • Monthly direct deposit required to maintain account
  • $100 minimum balance to open


Qualifying for the rewards is easy. Simply do the following each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Be enrolled and log into online banking

But if you don't qualify, don't worry. There's no penalty. Your account is still free, and you can get back to earning cask back and ATM fee refunds the next month you qualify.


*Minimum to open is $100.00. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5 per single transaction) if qualifications are met within monthly qualification cycle. Monthly direct deposit required to have this account. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.