Kasasa Saver - Savings Account

Kasasa Saver

Linked to Kasasa Cash Back, Kasasa Saver is a free account that puts your savings on cruise control. Here's how these two FREE accounts work together for you: each month, the 3% cash back you get from debit card purchases is automatically deposited into Kasasa Saver. Plus, your Kasasa Saver balance also earns interest, so you can sit back, relax, and watch your money grow!

  • Linked to free Kasasa Cash Back
  • Automatic transfers of Kasasa Cash Back rewards
  • 1.01% APY* on balances up to $10,000
  • 0.25% APY* interest rate on portion of balance over $10,000
  • Resulting in 1.01% – 0.32% APY, depending on account balance
  • 0.05% APY* if qualifications are not met on Kasasa Cash Back
  • No minimum balance to maintain account
  • No monthly service fee
  • Free online banking
  • Monthly direct deposit required to maintain account
  • No minimum deposit to open


You automatically qualify for the highest rate when you qualify for Kasasa Cash Back Rewards. Simply do the following each monthly qualification cycle:

  • Have at least 15 debit card purchases post and clear
  • Be enrolled and receive E-Statement notice
  • Be enrolled and log into online banking

That's it. But if you don't qualify, don't worry. There's no penalty. Both accounts are still free, and you can get back to earning the full rewards the next month you qualify.


*APY=Annual Percentage Yield. APYs accurate as of 08/11/15. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $0 for Kasasa Saver. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 ($5 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 1.01% - 0.32% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Monthly direct deposit required to have this account. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees could reduce earnings.